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Apple Wallet is not the same as Apple Pay: Here's how they differ
Apple Wallet and Apple Pay work together in important ways, but they aren't identical. Apple Pay and Apple Wallet have distinct functionalities, even though the two names are often used interchangeably.
AI Summary
Apple Wallet is an iPhone app, with a companion version for Apple Watch, that serves as a digital wallet for storing items such as debit and credit cards, auto‑insurance cards, boarding passes, IDs and other credentials. Apple Pay, while often conflated with Apple Wallet, is a separate service that enables contact‑less payments using the cards stored in the Wallet. The two work together—Apple Pay draws payment information from Apple Wallet—but they provide distinct functions: one for payment processing, the other for organizing digital documents.
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