Summary

A measured, myth‑busting discussion about retirement coverage, affordability, and policy with Dr. Andrew Biggs of the American Enterprise Institute. We dig into whether a true "coverage gap" exists, why many low‑income and younger workers may not need to save aggressively today, how state auto‑IRA programs are changing participation, and where policymakers should focus—on cost‑efficient retirement supports rather than headline-grabbing participation metrics.

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